TY - GEN
T1 - Determinants of user adoption of mobile electronic payment systems for microfinance institutions in developing countries
T2 - 2012 IFAC International Conference on International Stability and Systems Engineering, SWIIS 2012. Held in Conjunction with the 2nd International Systems Engineering and Systems Management Conference, SESEM 2012
AU - Mwafise, Arnauld Mesinga
AU - Stapleton, Larry
PY - 2012
Y1 - 2012
N2 - The use of mobile devices for the provision of financial services in developing countries is currently of increased level of importance particularly in communities that lack access to the traditional commercial banking institutions. Many microfinance institutions in developing countries are already introducing mobile applications to their clients to improve and also increase the volume of their operations using this media of information exchange. A key prerequisite which is a necessary ingredient for financial transactions processing to be adopted by this segment of users of mobile networked devices is an effective mobile payment service. Insufficient understanding of the various factors for the proliferation of payment transactions is attributed to the slow in take for its adoption. This paper presents key findings from the purview of the socio-technical and institutional domain to get an understanding of this subject area within technology adoption.
AB - The use of mobile devices for the provision of financial services in developing countries is currently of increased level of importance particularly in communities that lack access to the traditional commercial banking institutions. Many microfinance institutions in developing countries are already introducing mobile applications to their clients to improve and also increase the volume of their operations using this media of information exchange. A key prerequisite which is a necessary ingredient for financial transactions processing to be adopted by this segment of users of mobile networked devices is an effective mobile payment service. Insufficient understanding of the various factors for the proliferation of payment transactions is attributed to the slow in take for its adoption. This paper presents key findings from the purview of the socio-technical and institutional domain to get an understanding of this subject area within technology adoption.
KW - Developing countries
KW - International stability
KW - Mobile payment systems
UR - http://www.scopus.com/inward/record.url?scp=84881046855&partnerID=8YFLogxK
U2 - 10.3182/20120611-3-IE-4029.00010
DO - 10.3182/20120611-3-IE-4029.00010
M3 - Conference contribution
AN - SCOPUS:84881046855
SN - 9783902823205
T3 - IFAC Proceedings Volumes (IFAC-PapersOnline)
SP - 38
EP - 43
BT - SWIIS 2012 - IFAC Int. Conference on Int. Stability and Systems Engineering, SWIIS 2012 is Organised in Conjunction with the 2nd Int. Systems Engineering and Systems Management Conference, SESEM 2012
PB - IFAC Secretariat
Y2 - 11 June 2012 through 13 June 2012
ER -