Determinants of user adoption of mobile electronic payment systems for microfinance institutions in developing countries: Case study cameroon

Arnauld Mesinga Mwafise, Larry Stapleton

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

14 Citations (Scopus)

Abstract

The use of mobile devices for the provision of financial services in developing countries is currently of increased level of importance particularly in communities that lack access to the traditional commercial banking institutions. Many microfinance institutions in developing countries are already introducing mobile applications to their clients to improve and also increase the volume of their operations using this media of information exchange. A key prerequisite which is a necessary ingredient for financial transactions processing to be adopted by this segment of users of mobile networked devices is an effective mobile payment service. Insufficient understanding of the various factors for the proliferation of payment transactions is attributed to the slow in take for its adoption. This paper presents key findings from the purview of the socio-technical and institutional domain to get an understanding of this subject area within technology adoption.

Original languageEnglish
Title of host publicationSWIIS 2012 - IFAC Int. Conference on Int. Stability and Systems Engineering, SWIIS 2012 is Organised in Conjunction with the 2nd Int. Systems Engineering and Systems Management Conference, SESEM 2012
PublisherIFAC Secretariat
Pages38-43
Number of pages6
Edition10
ISBN (Print)9783902823205
DOIs
Publication statusPublished - 2012
Event2012 IFAC International Conference on International Stability and Systems Engineering, SWIIS 2012. Held in Conjunction with the 2nd International Systems Engineering and Systems Management Conference, SESEM 2012 - Waterford, Ireland
Duration: 11 Jun 201213 Jun 2012

Publication series

NameIFAC Proceedings Volumes (IFAC-PapersOnline)
Number10
Volume45
ISSN (Print)1474-6670

Conference

Conference2012 IFAC International Conference on International Stability and Systems Engineering, SWIIS 2012. Held in Conjunction with the 2nd International Systems Engineering and Systems Management Conference, SESEM 2012
Country/TerritoryIreland
CityWaterford
Period11/06/201213/06/2012

Keywords

  • Developing countries
  • International stability
  • Mobile payment systems

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